CARC Code

29

🔴 Hard Denial

Timely Filing Deadline Missed

The claim was submitted too late according to the payer's deadline for filing claims. Insurance companies require claims to be filed within a specific timeframe after the date of service.

timely filing
Resolution: 42%Hard difficulty30-60 days avg

How to resolve this denial

✓ Pre-action checklist — verify before contacting the payer
  1. When was the claim originally submitted? Check your billing software submission log.

  2. Do you have proof of timely filing (EDI receipt, clearinghouse confirmation, or billing software timestamp)?

  3. Was this claim previously submitted to another payer first? If so, your filing clock may start from their response, not the date of service.

More about CO-29 — stats, related codes, appeal template

42%

Recovery Rate

30-60 days

Avg. Resolution

Hard

Difficulty

Common

Frequency

Payer-Specific Notes

How major payers handle CARC 29 by specialty.

Medicare

Medicare timely filing limit is 1 year from date of service; good cause exception rare

Medicaid

State Medicaid TF limits vary: 90 days to 12 months; check state-specific rules

UnitedHealthcare

UHC commercial plans: 90 days to 12 months depending on employer group contract

Common 835 Combinations

CARC 29 most often appears with these Group Code + RARC combinations on 835 remittances.

Look up any combination →

Appeal Letter Template

Generic appeal template for CARC 29 denials.

We are appealing the timely filing denial for claim [CLAIM_NUMBER] (DOS: [DOS]). Attached is our clearinghouse confirmation (Reference #[REF]) demonstrating this claim was submitted on [SUBMISSION_DATE], within your [X]-day filing limit. Please reconsider adjudication based on proof of timely submission.

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