835 Denial Combination
CO-45+N435
Contractual Obligation · Service-Line Level Adjustment
Contractual ObligationWhat This Combination Means
This combination indicates the payer reduced the charge because the service was provided more frequently than the contracted fee schedule or policy allows for the given time period, and no documentation was submitted to support medical necessity for the additional frequency. The reduction is a contractual adjustment, not a fee schedule reduction based solely on rate differences. The RARC clarifies that the CARC 45 adjustment is specifically due to exceeding frequency limits rather than standard rate discrepancies.
Financial Responsibility
provider writeoff
The provider must write off the adjusted amount per contractual obligation. This amount represents the portion of the charge that exceeded allowed frequency limits and cannot be balanced billed to the patient.
N/A
Appeal Success
Immediate (write-off)
Avg. Resolution
Easy
Difficulty
No
Appealable
Step-by-Step Resolution
Steps tailored specifically to this CO-45+N435 combination — not generic advice.
- 1
Post the contractual adjustment to the patient account
Write off the amount identified as exceeding frequency limits per the contracted fee schedule
- 2
Review contract frequency limitations for this service code
Verify the specific frequency caps or time period limits in your payer contract to understand what triggered this adjustment
- 3
Update authorization or scheduling protocols
Implement checks to identify frequency-limited services at scheduling or authorization stages to prevent future contractual adjustments
Specialty Context
How CO-45+N435 typically presents across different practice types.
Dental
Common for prophylaxis cleanings billed more than twice per benefit year, fluoride treatments exceeding age or frequency limits, or bitewing X-rays performed beyond the contracted schedule (e.g., twice per calendar year).
Medical
Frequently seen with physical therapy visits exceeding per-period limits, routine preventive services billed too frequently (e.g., annual wellness visits, screening mammograms), or injections with defined frequency caps in the contract.
Behavioral Health
Typical for outpatient therapy sessions exceeding contracted visit limits per time period without prior authorization, or psychological testing billed more frequently than the contracted allowance specifies.
Individual Code References
View the standalone definition for each code in this combination.
Medicare Contractor Guidance for CARC 45
NoridianPayment was made for this claim conditionally because an HHA episode of care has been filed for this patient.
How to Prevent CARC 45 Denials
- ✓
Ensure eligibility is verified in the Noridian Medicare Portal for Home Health Episode History (HHEH)
- ✓
Utilize the Consolidated Billing Tool on the Noridian Medicare website to inquire on items covered in a HHA episode of care, prior to providing
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